If you are looking for an apartment, one of the things you can expect is for the management at the leasing office to conduct a credit check and a criminal background check. In the last 10 years, this practice has increased and even become controversial as some apartment offices are accused of downright discriminatory behavior. Nonetheless, the practice of running background checks has become more widespread as technology makes it easier. Today, a leasing office manager need not conduct make any phone call as all the background information on a prospective tenant is easily and readily available online at the touch of a button. If you have a misdemeanor criminal conviction, chances are you may still sail through a criminal background check because most apartment managers are actually looking for felonies and this is where it gets tricky. Can someone with a felony conviction get approved for an apartment?
A felony conviction is deemed much more serious than a misdemeanor and can actually result in a denial of an apartment or other housing where a criminal background check is conducted. There are many kinds of felonies but apartments are mostly concerned with those that involve:
These three types of felonies are deemed serious enough for an apartment management to deny you housing. But is there hope? If you are currently looking for housing and have a criminal felon y conviction, the first thing you need to do is come clean beforehand. Do not wait for the apartment manager to pull the record but rather, inform him or her of the existence of the record. This can be even more effective when you write, in your own words, the circumstances surrounding the conviction. In many cases, this gesture can cause you to be approved.
Another way to gain approval would be to come with a number of references. These should be people who are reputable in the community, such as the local sheriff or fire Marshall, the local pastor or bishop, elected official or other prominent character. These references should state that they know you and that they attest to the fact that you are now a responsible individuals and the episode that surrounded your conviction is a thing of the past and is not likely to recur.
Finally, if you have a felony conviction, many apartments are willing to overlook it if it something that happened in the distant past. They tend to frown at recent convictions and will be lenient on cases that occurred years ago as long as there has not been any recent incidences.
People with felony convictions can also secure housing by approaching private landlords. While some do conduct criminal background checks, many do not.
Chicago is the third largest metropolitan in the United States and as such attracts thousands of people each day. The city is also a formidable financial center making it a magnet for people seeking economic and career opportunities. Chicago has many different apartments which are excellent for any purpose and for any family size. If you are shopping for an apartment rental in Chicago, it is best to be armed with the necessary information required. One of these is to know your credit score because Chicago apartments will conduct credit and rental history checks not to mention criminal background checks as well. So where can one rent an apartment in Chicago if they have a prior broken lease, less-than-adequate credit or a criminal record?
There are many different localities within Chi-town where this is possible. The following areas have different apartment leasing homes that cater to applicants with an unflattering rental history, tainted credit or criminal past:
One challenge that many people who have a poor rental background or less-than-perfect credit is where to locate apartments that are willing to work with them. This is because many second-chance apartments in Chicago do not advertise that they work with people with imperfect credit. This leaves applicants to guess which can be a costly and frustrating exercise indeed.
Techniques of find bad credit apartments in Chicago
One way to find second chance apartments in Chicago is off course the Internet. This can also be tricky because not all websites are straightforward and apartments rental regulations are constantly being revised.
Another option is to contract an apartment locator. Usually if you tell them what the issue is they can look for an apartment for you which can cater for people with previous issues such as broken lease agreements, bad credit or criminal pasts.
Important information to bear in mind
It is essential that you understand that even if the apartments are willing to work with impaired credit and/or an imperfect record as far as renting, they will still request that you fulfill a few requirements:
Have a job for at least six months prior
Be earning at least 3 times the rental amount
Not be convicted of violent crime or crime against minors
If felony, it has to be at least 5 years old
Sometimes the apartments will also require a hefty deposit and may hike their rent. But again these requirements vary from apartment to apartment and locality to locality.
Are you looking for apartments in Chicago which will approve you despite a previous broken apartment lease agreement, sub-prime credit or a criminal record?